Legal
AI Disclosure
What AI does in Fiscoo, where it runs, what it doesn’t do and who decides. Transparency under the EU AI Act (Regulation (EU) 2024/1689) and Italian Law 132/2025.
Last updated: October 21, 2026
On this website
The website uses no artificial intelligence. The assistant demo is a simulation with scripted answers: there is no model and no requests are sent to a server. Fischio, our mascot, is also a scripted animation with lines we wrote, not a chatbot.
In the Fiscoo app
What it does
- Proposes bookkeeping entries from invoices and documents.
- Reads and classifies documents.
- Summarizes documents and situations.
- Drafts texts, for example the notes to the financial statements (nota integrativa).
- Answers questions and cites its sources, so you can check them.
- Transcribes voice notes with Whisper, also locally.
Where it runs
The AI is optional. If a firm uses it, it runs on the firm’s own computer: an open language model from the Qwen 3.5 family, run locally with node-llama-cpp. Documents and questions are not sent to outside AI services.
What it does not do
- It does not compute taxes: rule engines do that.
- It does not sign or file anything with the Italian Revenue Agency (Agenzia delle Entrate) or anyone else.
- It does not apply anything without the professional’s confirmation.
- It does not make decisions for the professional.
Limits
The AI can misunderstand a request, misread a document or propose the wrong account. That’s why AI outputs are labeled as AI output, can be edited, and stay drafts until the professional reviews and confirms it.
Human oversight
Fiscoo is built so that a person always decides: the AI proposes, the accountant checks, corrects, confirms and signs. Professional judgments and responsibility toward clients stay with the firm.
EU and Italian rules
EU AI Act (Regulation (EU) 2024/1689)
Where they apply, we follow the transparency obligations of Article 50: people using the assistant know they are dealing with an AI, and generated content is recognizable as such. Our current assessment is that Fiscoo is not a high-risk AI system, because its use does not fall within the cases listed in Annex III. [TO BE CHECKED with a lawyer]: Fiscoo’s classification under the AI Act and Article 50 obligations for generated text
Italian Law 132/2025, Article 13
In the intellectual professions, AI is allowed only as support, with the professional’s own intellectual work remaining predominant. Professionals must tell their clients which AI systems they use, in clear, simple and complete language.
A sample text for your clients
Your firm’s clients are in Italy, so the sample is in Italian:
«Per alcune attività di supporto (lettura dei documenti, proposte di registrazione, bozze di testi) lo studio usa Fiscoo, un software con intelligenza artificiale che funziona sui computer dello studio: i tuoi dati non vengono inviati a servizi di AI esterni. Ogni risultato è controllato e approvato da un professionista dello studio, che resta responsabile della prestazione.»In English it reads:
“For some support tasks (reading documents, proposing bookkeeping entries, drafting texts) our firm uses Fiscoo, AI-powered software that runs on the firm’s own computers: your data is not sent to outside AI services. Every result is reviewed and approved by one of the firm’s professionals, who remains responsible for the work.”
The same text is also on the Italian page. It’s a sample: adapt it to how your firm works and have it reviewed if needed.
For US readers
- We don’t present the AI as a licensed professional: Fiscoo is not an accountant or an advisor.
- AI outputs are labeled as AI output.
- The app’s assistant presents itself as an AI. In the US, the rules vary by state: for example, Utah’s Artificial Intelligence Policy Act requires disclosure when a consumer asks, and proactively in regulated high-risk interactions; Colorado’s AI chatbot disclosure law (HB 26-1263, signed May 2026, effective January 1, 2027) requires telling people they are interacting with an AI. [TO BE CHECKED with a lawyer]: which state laws apply to Fiscoo and what they require
- Fischio, on the website, is a scripted animation, not an AI chatbot.
- We mean our claims about AI to be accurate, as the Federal Trade Commission (FTC) expects: if anything seems unclear or overstated, tell us.
No guarantees on results
We don’t guarantee that AI output is correct or complete. The rules of use are in our Terms of Service.
Questions about AI
Write to [email protected].